Financial Reviews

Navigating the influx of online financial service companies can be overwhelming. Money Daily News is here to guide you on distinguishing legitimate companies from deceptive ones. In this article, we focus on the legitimacy of companies in two prominent financial sectors: Personal Loans and Mortgage Companies.

Unsecured Personal Loans
Personal loans offer versatility for various purposes, with debt consolidation being a common use. To provide valuable insights, we extensively researched 70 personal loan lenders, assessing them on 31 criteria such as cost, loan terms, borrower requirements, and additional features.

listed below we share our findings and rank these companies based on real reviews to help you make informed decisions in today's market.

Editors Top Best 3 Best Personal Loans

Rating:
Lowest Rates
Borrow up to $100,000
Flexible Loan Terms
No Fees
No Credit Impact

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Rating:
Low Rates
Borrow up to $60,000
Flexible Loan Terms
No Fees
Soft Credit Check

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Rating:
Rates Start at 8.95%
Borrow up to $60,000
Terms up to 5 years
Up to 5% Fee
Hard Inquiry Required

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2. Mortgage Lenders:

Weather your looking to financial or purchase a home. With interests more than doubled over the past year its important to find the best lender for your specific situation.
We picked three companies who we felt were the best for the following borrowers.

1. Home Purchase

2. Cash Out Refinance

3. Commercial Financing

Editors Choice for Home Purchase

Up to $5,000 for closing costs with Wells Fargo
Through our Dream. Plan. Home. closing cost credit, eligible buyers get up to $5,000 to apply toward one-time closing costs — such as appraisal, title, and recording fees — when buying a primary home in an eligible area.

Rating:
Lowest Rates (Preferred Client)
Borrow up to $5 Million
Largest In the Country
Fico Score as low 640
Online Portal for Documents

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Editors Choice for Cash Out Refinance

Apply with Figure Mortgage with 100% online application in minutes and receive funding in as few as 5 days.1 navigates to disclosure 1 No need to wait for an in-person appraisal. Get the funds you need now, and move forward with life.

8 billon in equity

Rating:
Largest non-bank HELOC lender in the US
Flexible terms, redraw up to 100%, borrow $20K-$400K
Terms up to 9 years
100% digital app & online appraisal
Approval in 5 minutes. Funding in as few as 5 days

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Editor Choice Commercial Financer

National Funding provides small business financing solutions online. You can be approved and funded in as little as 24 hours1. Receive up to $500,000 in funding to grow your business or cover expenses

Rating:
Buy rates start at 1.11%
Loan Amounts $10,000 - $500,000
Forbes Top Pick
Fico Score 600
Business must be 6 months or older

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